At the age of 17, the enthusiasm to get behind the wheel is unmatched and you can see the excitement of driving a car on their face. However, you don’t want to spend big if your 17 year old is involved in an accident. The best way to avoid huge fines is to go for auto insurance for 17 years old.
Teen drivers are considered high-risk drivers and finding affordable insurance for them is a real task. Things get confusing and expensive when it comes to getting car insurance for 17 years olds. However, it does not mean that you have to pay a hefty amount for your 17 years.
With some tricks and tips, you can avail cheap auto insurance quotes for 17 year olds. With the right guidelines and knowing where to look will give you cheap quotes and you will be able to save money on insurance.
Now, one question will keep coming into your mind: what is the best way to save money on teen car insurance?
Temporary car insurance: car insurance for 17 year old pay monthly
It is one of the best options for you to save money on your teen’s insurance plan. You will be paying monthly and can save the money instead of opting for hefty annual insurance policies. If the 17-year-old teen is learning how to drive or new behind the wheels, then temporary insurance is the best possible option.
You will be in charge of the policy on when to start and when to end the duration of the insurance. You will be able to decide the period of time you need your car to be insured. The flexibility offered by this type of insurance is unmatchable.
What follows are some of the benefits of short-term insurance;
- Instant purchase and removal of the policy
- The flexibility of vehicles to be insures
- The flexibility of dates and duration of cover
- Hassle-free adding of additional drivers
- Low cost
If you are looking to save money on your teen insurance, then temporary car insurance is the best option for you.
How do insurance companies decide on insurance for 17 years old?
It all comes down to one thing; risk. Insurance companies charge teens more because they are considered as high-risk drivers and the chances of claim are very high. They are more likely to get involved in accidents.
However, the risk is not the only factor while deciding your insurance policy.
What follows are some of the factors insurers take into consideration while deciding premium for 17 years-old:
- The car you operate
- Your occupation
- The area where you live
- How you use your car
- Your excess
- Type of policy you own
- Who is insured to drive your car
- Your annual mileage
After going through all these factors, the insurer will decide the premium of your policy. Keep these things in mind and you will be able to get a decrease rate for your policy.
If you are looking to get auto insurance for a 17 year old, then look no further than Alias Insurance. We are known to be one of the best in the business as our experts will guide you through various insurance policies and help you to get the cheapest insurance for your kid.