If you haven’t checked your insurance regularly, chances are you’re missing out on a big way to save money on car insurance!
Knowing whether or not you’re getting the best deal possible can save you a lot of money annually letting you spend on things you enjoy. If you want to know more on how to get the best car insurance rates then you’ll want to keep reading.
1. Have Home Insurance? Bundle It
If you didn’t already know, bundling your policies with one provider can get you major discounts on both of your premium payments.
Websites like Getaquote.com will typically include a question about your home status and let you know how much you would be saving with a bundle discount. This is a big one that you really shouldn’t ignore!
2. Affiliation Discounts
If you’re a member of a big organization or a union then check to see if they offer any discounts on insurance. This is especially true for military members that can take advantage of military and veteran discounts to save money on car insurance.
Your company’s HR department will know if they have any affiliations with insurance providers to help guide you in the right direction.
3. More Than One Car Owner at Home? Join Plans
Are you living with someone else and they have their policy elsewhere? If you join the same company you’re likely to get a multipolicy discount!
Another great way to save money on car insurance is to check in with where your partner or roommate has their insurance. You may be missing out on a discount that both of you would benefit from.
4. Going Away for a While? Let Your Provider Know
Did you know that if you let your insurance provider know that you won’t be driving your car for more than 30 days, they will temporarily pause your insurance? That’s right! If you’re someone who travels a lot and is done for long periods of time, you don’t have to be paying your regular premium amounts.
Insurance companies will typically only charge you a small fee to keep minimum coverage on your car while it’s not being driven. This is a great way to save money on car insurance and have more to spend on your trips instead.
5. Making the Right Car Choices
If you’re in the middle of selecting a new car and want to make sure you’re getting the best car insurance rates, then do your research beforehand!
Government-run websites will have a listing of cars with lower premiums to help avoid the shock of changing your plan and paying significantly more. These websites can make choices easier if you’re looking to save money on car insurance.
Save Money on Car Insurance Today
A lot of people miss out on hundreds of dollars when they don’t know how to save money on car insurance. The good news is that now you do!
Give your insurance provider a call today to review all applicable discounts, and don’t be afraid to shop around for better car insurance rates. You’ll know what to look out for now.
Like what you’ve read? Check out the rest of our site for more money-saving tips!