Have you been injured in an Uber accident? You may be wondering what your next steps should be. It’s important to seek legal help as soon as possible after an accident, as many complexities are involved in these cases. An Uber accident attorney can help you navigate the process and get justice. So, what can an Uber accident attorney do for you? Click here to learn more.
Uber has quickly become a popular way to get around cities worldwide. However, as Uber has grown, so has the number of accidents involving their vehicles. If you’ve been injured in an Uber accident, you may wonder what your next steps should be.
When you are involved in an uber accident, you’ll first want to know who will pay for your damages. The issue of liability is complicated in uber accidents. That’s because there are multiple layers of insurance involved, and that’s why you need an experienced uber accident attorney on your side.
Let’s look at why you need an uber accident attorney and what they can do for you.
Table of Contents
Uber Drivers Are Not Considered Uber Employees
One of the most significant complications in uber accidents is that Uber drivers are not considered employees of Uber. They are independent contractors. So, one of the requirements Uber has for anyone wishing to drive for them is that they have their insurance.
This insurance should cover them in the event of an accident. In addition, the insurance should also cover any passengers in the vehicle at the time of the accident.
Uber Has A Selective Insurance Coverage
Besides drivers having their insurance, Uber’s liability policy is selective and only applies in certain circumstances. The general rule is that Uber’s insurance will cover you if the driver was logged into the app and was executing your trip request at the time of the accident. In this situation, you will benefit from personal injury protection and uninsured/underinsured motorist coverage.
However, Uber’s insurance will not cover you if the driver was not logged into the app or wasn’t carrying you at the time of the accident. Things can get complicated since your driver’s insurance will be primary in this situation. The problem is that many personal insurance policies have exclusions for business use.
If you are an Uber driver, your uber insurance policy also covers you
If you are a driver for Uber, there is some good news. The company provides an insurance policy that covers drivers even when they don’t have a passenger. However, the catch is that this policy only applies if the driver was logged onto the app at the time of the accident.
How Can an Uber Accident Attorney Help You Recover
When you are involved in an accident as an Uber passenger, the first thing you do is to dial 911 and get emergency medical attention if needed. Then follow up by alerting the police so that they can come to the scene and take a report.
Once you have done this, you will want to seek legal help as soon as possible. This is because there are many complexities involved in uber accidents. You will need an experienced Uber accident attorney to help you navigate the process and get justice.
While it’s possible to file a personal injury claim independently, it’s not advisable. This is because the insurance companies will have their team of lawyers representing them and their interests. You will need an experienced lawyer to level the playing field and get you the justice you deserve.
Here are some ways an uber accident attorney can help you:
Investigate the accident and gather evidence – Your lawyer will thoroughly investigate the accident. This will include getting police reports, talking to witnesses, and reviewing any video footage. They will then use all of this evidence to build your case.
Determine which insurance policies apply – The Uber attorney will help you contact the At-Fault Driver’s Insurance Company and Your Own Insurance Company to determine the available coverages.
Uber’s Commercial Insurance Company – Your attorney will also contact Uber’s commercial insurance company to determine their level of coverage and benefits.
An uber accident attorney can help you by investigating the accident, gathering evidence, and determining which insurance policies apply. They can also help you contact Uber’s commercial insurance company to determine their level of coverage and benefits. Having an experienced lawyer on your side will give you a better chance of getting the justice you deserve.