Are you debating whether or not to hire a workers’ compensation lawyer?
If you’re in this situation, one thing is clear: you’re a victim of a workplace injury. Whether it’s a slip and fall injury or you were hit by a falling object or another type of workplace injury, you’re entitled to compensation from your employer’s workers’ comp insurer.
Getting compensated can be a straightforward process but often, it’s not. Insurance companies like playing hardball, especially if you aren’t getting any professional help.
In this article, we’re telling you how to know you absolutely need to hire a workers’ compensation attorney.
You Are Experiencing Challenges Filing Your Claim
If your injury is work-related, there’s no doubt that your employer is legally required to compensate you justly. Unfortunately, not all employers will help you get the compensation you need. Some employers can try to pressure you into lowering the amount you’re claiming or even abandoning the claim entirely.
If this is what you’re experiencing, you need to hire a workers’ comp lawyer immediately. Whether you’re having difficulties with the paperwork or your employer is being a stumbling block, an attorney will offer you the help you need.
Knowing the right amount to claim can also be a challenge. A workers’ comp attorney is good at this, so you can rest assured that you’re claiming an amount that’s right.
Your Claim Was Denied
It’s not uncommon for workers’ comp claims to be denied. Every year, about 7 percent of workers’ comp claims will be denied.
A denial doesn’t necessarily mean you’re doomed. The insurance company will give its reasons for denying the claim. Sometimes the reason could be a simple clerical error or a missing document, but other times it can be because the insurer doesn’t believe the claim is valid.
If the denial reason isn’t something you can quickly fix, it’s time to hire a workers’ comp lawyer. Insurance companies usually play games with claims because they’re in this business to make a profit. An experienced workers’ compensation attorney is well aware of this and knows how to kick the ball back to their court.
Your Claim Is Approved but Compensation Isn’t Forthcoming
Your claim was approved. You’re happy.
The only problem? It’s taking longer than usual for your compensation to be processed. This can happen from time to time, but if it’s taking longer than a month to receive your money, something’s cooking. And it isn’t something you’s like to eat.
Only a worker’s comp lawyer will figure out what the insurance company is up to. And if they’re up to no good, your lawyer will know what to do to make them pay out your money as soon as possible.
Know When to Hire a Workers’ Compensation Lawyer
You don’t always need a workers’ compensation lawyer after a workplace injury. They cost money, so if you can go without one without putting yourself at a disadvantage, do it. But if you’re seeing any of the signs fleshed out above, don’t hesitate to hire a lawyer.
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