NFC technology enables contactless payment via mobile

The NFC technology (Near Field Communication) wireless technology is a short distance used to exchange data between two very nearby devices.

It is very fast but does not allow large flows of information, which makes it the most suitable for instant communications such as contactless payments, very current as a result of the measures to prevent the transmission of Covid-19 or being the basis of use of the chip of the transport passes or allowing to pay the bus ticket with the smartphone itself.

But perhaps, making payments with the mobile phone is the star application of this technology and you can also develop game app from top notch game app development company, for which our terminal needs to have NFC, an application – purse or wallet – of those that are available in Google Play and that will depend on the bank entity or telecommunications company with which you usually work and a data phone that allows contactless use.

NFC technology allows payment with “contactless” credit or debit cards since it enables the transaction without the need to dial the PIN number on a data phone, in amounts less than 20 euros.

Although in Spain and during the establishment of the “state of alarm” due to the pandemic, this limit has been raised to 50 euros in order to facilitate and expedite purchases, without having to press the keys on the device, increasing by some form safety and hygiene.

What is NFC technology for?

NCF technology is used to:

The identification and validation of equipment and people, the control of access to venues or means of transport – it is usually the type of chip that carries the urban transport subscription – or even, the electronic DNI 3.0 with which you can carry out procedures with Administration, in which the use of the Cl @ ve PIN is an added security system.

Make payments with your mobile.

Transfer images to other devices that use the same technology.

Although at first there were Android phones and tablets that did not have NFC technology, or did not have it at first glance and initially in the iPhone it was not enabled, practically today all mid-range and high-end smartphones and the latest devices with iOS operating systems already have it integrated as standard.

The aforementioned are the main uses of NFC technology today, shortly and with the implementation of 5G, its use will be related to the so-called “Internet of Things” (IoT).

Last May, the NFC Forum , a non-profit organization of the mobile communications industry, semiconductor and other electronic component companies – what would become the UN of said wireless technology – approved a specification of the Protocol of NFC Tag Data Interchange Format Interchange (TNEP) and the updated version of the CH 1.5 transfer technical specification, which in a practical application serves to improve communications between a phone with NFC technology and IoT devices (Internet of things).

This will allow in the short and medium term to improve communication and configuration of home automation systems such as digital cameras, lighting or heating systems, to name a few of them.

Said approval of the TNEP and CH 1.5 also “open the door” to combine the use of this technology with Bluetooth or Wi-Fi for larger exchanges of information or to increase the level of security.

Infographic created by Clover Network, a quick service POS company