When it comes to choosing a cashback credit card, two names often come up: Jupiter Edge+ and Amazon Pay ICICI (Prime). Both offer great value, but they cater to very different kinds of spenders.
So which one actually saves you more? Let’s break it down with real-world numbers.
Table of Contents
Jupiter Edge+ Credit Card
Jupiter Edge+ is built for the everyday spender who shops, travels, and makes routine payments.
- 10% on shopping (up to ₹1,500 monthly)
- 5% on travel (up to ₹1,000 monthly)
- 1% on other spends (up to ₹1,000 monthly)
- Free 1-year Amazon Prime subscription worth ₹1,499
�� This makes it versatile and ideal for diversified spending habits.
Amazon Pay ICICI (Prime)
The Amazon ICICI card is designed for loyal Amazon shoppers.
- 5% cashback on all Amazon.in purchases (with Prime membership)
- 1% on other spends
- No annual fee
�� It works best if almost all your monthly spend is on Amazon.
Cashback Comparison: Jupiter vs Amazon
Here’s what you actually earn at different spending levels:
| Monthly Spend (₹) | Max Cashback (₹) | Jupiter Edge+ (₹) | Amazon ICICI (₹) |
| 10,000 | 1,000 | 1,000 | 500 |
| 15,000 | 1,500 | 1,500 | 750 |
| 20,000 | 1,750 | 1,750 | 1,000 |
| 25,000 | 2,000 | 2,000 | 1,250 |
| 30,000 | 2,250 | 2,250 | 1,500 |
| 35,000 | 2,500 | 2,500 | 1,750 |
| 40,000 | 2,550 | 2,550 | 2,000 |
| 45,000 | 2,600 | 2,600 | 2,250 |
| 50,000 | 2,650 | 2,650 | 2,500 |
Key Insights
- Jupiter Edge+ dominates at every spend level. Even at ₹50,000 monthly spend, it earns ₹150 more cashback than Amazon ICICI.
- For spends between ₹10,000–₹30,000, the difference is huge: Jupiter earns ~50% more cashback.
- Amazon ICICI only makes sense if you spend heavily only on Amazon.in, since it gives a flat 5% there.
Which Card Should You Choose?
Choose Jupiter Edge+ if:
- You spend across shopping, travel, and daily expenses.
- You want higher monthly cashback (up to ₹2,650).
- You value the free Amazon Prime membership worth ₹1,499.
Apply for RuPay Credit Card – Jupiter Edge+ CSB Rupay Credit Card
Choose Amazon ICICI if:
- You are an Amazon Prime member and do most shopping on Amazon.
- You prefer a lifetime free card with no annual fee.
Final Verdict
Both cards are great, but for overall savings, Jupiter Edge+ is the clear winner. It not only beats Amazon ICICI in cashback at every spend slab, but also includes a free Prime membership, effectively adding ₹1,499 in yearly value.
If your lifestyle is more diversified, go with Jupiter Edge+. If your spending is 100% on Amazon, Amazon ICICI still works well.
