Injured and Not Sure If You Need a Personal Injury Attorney? Some Things to Consider

You’re probably having difficulty deciding if you need to hire a personal injury lawyer. According to a study, 3 out of 100 workers get injured yearly.

Your personal injury lawyer in myrtle beach could help you. For instance, they can guide you through the legal process and fill out the paperwork needed. They can also negotiate with the court if you have to enter litigation. A lawyer can also tell you how much money you deserve from your accident claim. Read to learn to know when you require a personal injury lawyer.

How Serious are the Injuries?

If you were in a car accident, were hit by a drunk driver, or were injured at work, it’s more likely that you’ll need the help of an attorney than if you tripped over a curb and hurt yourself.

The severity of your injury will determine how much time you’re out of work and how much of a claim you can make against the person who caused your injury. Suppose someone was driving recklessly and caused an accident that left you with severe injuries requiring extensive surgery. In that case, they may owe you thousands or even millions of dollars to cover all your medical bills and lost wages.

The severity of your injuries may also affect whether or not the defendant’s insurance company will offer to settle out of court—rather than risk paying out large sums of money on trial costs if they lose.

Is There Evidence of Negligence?

First, ask yourself whether or not there is evidence of negligence. If the answer is yes, it’s a good sign that you should contact an attorney. 

Negligence means that someone else was responsible for your injuries. It could be a driver driving under the influence and hitting your car or a business that did not properly maintain their premises, and you fell on something slippery.

Who Was at Fault for the Accident?

If a negligent driver hits you and they cause your injuries, then they are liable for all of your damages stemming from their actions, including medical bills and lost wages. The same goes if someone else’s negligence caused an accident that injured you. If they refuse to pay, hire a lawyer.

If you were at fault, insurance would cover your medical costs—but only up to a certain dollar amount specified in your policy. Suppose this amount does not cover your expenses or you have been seriously injured and require extensive physical therapy or other long-term care services. In that case, it may be worth hiring an attorney.

Can You Miss Work Because of Injuries?

If your injuries are serious enough that you cannot work and have medical bills piling up, it’s worth consulting with a personal injury attorney immediately. Even if the other party was at fault for your injuries and liable for them, it could take months or even years before they’re willing to pay any damages. And until then, you’ll have to pay all of your medical bills out of pocket while also trying to make ends meet without any income coming in.

What Insurance Coverage Do You Have?

If you have health insurance, it will likely cover most of your medical bills. If your employer offers group health insurance and pays for half or more of your premiums, this could also cover some of your medical expenses. 

But if your employer does not offer group health insurance or if your policy does not cover enough of the costs associated with your injury. Then consult with an attorney specializing in personal injury law to advise you on the case and how best to handle it.

How Much Money Does the Injury Cost?

Depending on what happened in the accident, a personal injury lawsuit could cost thousands of dollars in legal fees alone. Consider your injury’s cost before deciding if hiring an attorney is worth it. For example, if you have a permanent disability from your injuries and may never work again, then hiring an attorney would likely be worthwhile because he can help compensate you for lost wages and pain and suffering.

An attorney specializing in personal injury is one of the first resources you want to contact. It is difficult to deal with a serious accident’s aftermath, especially if it was not your fault. The complexities involved in each case are numerous, causing most injured parties to seek legal counsel when dealing with their accident.