Getting injured is never fun. Injuries at work, however, can be more difficult if you need to claim financial compensation. Employees who have serious injuries will usually have massive medical bills on top of not being able to work. This is where the law can be helpful, but you need to be careful when dealing with this type of situation.
The type of injury, where it happened, and under what conditions, may determine whether you can submit a claim or not. Read on to understand the basics of claiming for a workplace injury, and how you can benefit from legal proceedings.
You Need Specific Documentation
When dealing with any legal or even financial issue, you must have as much evidence and proof of your claim as possible to avoid any loopholes being thrown back. In most US states, for your claim to be eligible you will need to have a detailed account of what happened post, during, and before your workplace injury. The injury must have occurred under working conditions, on the premises, and during work hours.
In addition, you will need to get the correct forms from your employer and follow the insurer’s instructions. Usually, this will involve verbally informing your employer of the injury, the date and time, and how you were injured. Any discrepancy in your story or proof that you were not on duty, will omit the claim entirely. If you have emails, call logs, or messages regarding your workplace injury, submit those with the claim.
Find a Reliable Lawyer
This is probably the most important aspect apart from proper documentation. A lawyer will be able to protect you from any unfair practices, but they can also help to smooth out the process. There are very specific conditions that fall under a workplace injury claim. For example, some insurers won’t cover your claim if the treatment you require only lasts a few days. Eligible injuries are subject to strict conditions and they must be long-term issues caused by the injury.
Finding a reliable lawyer can be time-consuming and expensive. Before sourcing one, be sure that your workplace injury is legit, because one tiny flaw, such as not being clocked in, can throw your case out. Check mottazsiskinjurylaw.com to find out more.
Know Your Rights
Did you know that, in the US, you have the right to see any doctor of your choice for treatment that is covered by Worker’s Compensation Law? Apart from medical and legal bills, employees injured on the job have the right to claim for any wage that is lost during rehabilitation and monthly payments missed as a result of not working. Your job also can’t be taken away if you are out of commission while healing from your injury.
The law surrounding workplace injuries can be challenging to work with, and having your claim approved even more so. There are many legal requirements that you will have to go through and it may be a very lengthy process. Research not only the laws surrounding your claim but the terms and conditions that your employer’s insurer has given.