How to Claim Bike Insurance After an Accident

In India, bike insurance is mandatory under the Motor Vehicles Act and it’s essential for everyone who has a bike to avail it even for their own protection. A bike insurance policy can be of benefit in case of personal injury or even third-party matters. In case of an accident, a bike insurance policy can take care of immediate expenses and minimize stress and worry, by protecting your finances. 

While many people are aware of the benefits these policies entail, most are not sure of how they should claim this in case of any mishaps. We have laid down a basic process that you can follow to claim bike insurance in case of an accident – 

1. If you have met with an accident and the bike needs repair. The first thing to do is to call your insurance provider.
2. The insurance provider will send across a representative who will inspect the vehicle, ask for claim registration details and if he or she is satisfied with the details – the claim process will begin.
3. After this, you can start the process of repairing the vehicle at a garage. Make sure you keep all the bills etc. carefully to get a reimbursement for the same.
4. In case, there is a further complication such as injury or another vehicle has suffered damage. A FIR has to be lodged at a police station close to the accident spot.

Along with this, there are a few important documents required for bike insurance claim such as – 

1. Driver’s License
2. Insurance papers
3. Registration paper
4. Policy documents
5. Insurance claim number
6. Repair bills
7. FIR copy in case needed

This process might seem very complicated but with the right insurance provider, the experience can feel extremely seamless. This is why we recommend researching providers before purchasing insurance policies. Here are bike insurance policies offered by Chola MS.