People can sometimes be very forgetful and lose important information. For example, if you sign a contract with an insurance company, you are expected to save your policy documents. These documents contain all of the important details that you would need in the future if anything happens.
However, there can be certain situations where you lose the documents or simply misplace them. Thanks to this digital era, no data is ever lost so easily.
If you are wondering how you could retrieve all your insurance-related details, you have come to the right place. We are going to discuss the possible solutions to this situation in this article.
If you would like to learn more about insurance or wish to purchase one, visit Surex for the best quotes.
Table of Contents
Insurance validation means that the insurance companies have the ability to access all of your insurance data. If you get into an accident, they need to confirm if you have the proper insurance to cover your loss. Moreover, this data is also useful when the police need to check whether a car has been insured or not.
As with everything else nowadays, this can easily be checked online!
The Insurance Validation Program (IVP) is a database that stores your registration number (VIN) and the insurance coverage you have. You can have access to this database through the Insurance Bureau of Canada. This database is maintained by Canada’s Ministry of Transportation.
All you need for this database search is the VIN of your vehicle. VIN is a 17-digit combination of numbers and letters, unique to each owner and vehicle.
Enter this into the search bar, and you will get the information you are looking for.
After entering your Vehicle Identification Number, all you have to do is to read and agree to the Terms and Conditions of use. You have to confirm that you are not a robot, and you can submit your search request! And you would have all the information regarding the vehicle in question.
Apart from being able to check your insurance policy, you can also find out more about a used car that you are looking to buy. The database has information about previous accidents and malfunctions that the vehicle might have had.
The Insurance Bureau of Canada also has a database with all of the vehicles deemed as non-repairable. Legally, these vehicles cannot be driven on Canadian roads. Thus, it is a good idea to look up this database, especially when you are buying a second-hand car, to avoid being scammed.
Information regarding certain vehicles might not be available on the database.
Apart from the possibility to do a simple VIN search to find out whether you still have insurance or not, you can easily contact your insurance company. Insurance companies must keep all of their customers’ data and contracts in case of accidents.
You can simply give them your Vehicle Registration Number, and they will provide you with the necessary information.
It does not matter whether you want to check your insurance expiration or if you have the coverage for a particular accident. Your insurance company can provide you with all of these details. Make sure to check it on time!
Here are a few reasons why you should always be aware of the status of your vehicle insurance.
If you do not already know when your insurance expires, do not procrastinate and avoid this. It only takes a few minutes, and it can save you from being penalized.
Just because you have misplaced certain documents, your car coverage hasn’t ended. You would not want to incur unnecessary expenses on dual insurance when you already have one. Thus, one must always be aware of the status of his car’s insurance policies.
However, if you lose important documents, you can always turn to the IVP database for information, or simply contact your insurer and explain the situation. They would be more than happy to help.
In the heart of Alberta's energy sector, Grande Prairie stands as a hub for production…
As the summer sun shines brighter and the temperatures soar, the search for the perfect…
Introduction: Trekking in the Langtang Valley is a rewarding adventure, offering breathtaking landscapes and cultural…
In the realm of medical science, few battles are as formidable as the fight against…
In the rapidly changing landscape of digital marketing, data analytics has emerged as a base…
Investment properties that provide short term rental services can be highly rewarding; however, buyers should…
This website uses cookies.