How Metal Credit Cards Enhance Your Travel Experience

Travelling is one of life’s great joys. Whether jet-setting to a far-flung destination or taking a quick domestic trip, the memories and experiences last a lifetime. And your credit card choice can enhance that. Metal credit cards have become an increasingly popular option, adding luxury and exclusivity to every swipe. With sleek designs and top-tier travel benefits, metal cards can unlock VIP treatment worldwide.

The Appeal of Metal

Metal credit cards stand out with their sophisticated, heavyweight feel. Typically made of stainless steel or anodised aluminum, they make regular plastic cards seem flimsy. The material also makes them durable and long-lasting. Signature metal cards feature distinctive colours and designs, like the majestic royal blue Mayura Card with its shimmering peacock motif. The eye-catching look and texture convey prestige and luxury.

Metal also signals exclusivity. Most premium metal cards have high annual fees, so not everyone can qualify. Pulling out a metal card at check-in, restaurants, or stores makes an impressive statement that you are a discerning and affluent traveller. The weight, sound, and glinting metallic sheen make every transaction feel elite and indulgent. Moreover, to choose the best travel rewards credit card, you must consider IDFC First Bank.

Metal Credit Card Travelling Perks

Mentioned below are the major travel perks you have with the metal credit card:

• Zero Foreign Transaction Fees: When you use your metal credit card internationally, you pay no extra foreign exchange fees. This means savings of up to 3% compared to typical credit cards. It’s a great benefit for frequent international travellers who want to avoid extra currency conversion costs on purchases made abroad.

• Airport Lounge Access: With your metal credit card, you get complimentary access to airport lounges four times per year in India and four times per year overseas. This includes one complimentary guest ticket for airport lounge access within India each quarter, so you can bring along travel companions.

• Free Trip Cancellation Coverage: If you need to cancel your trip unexpectedly, you can get reimbursed for non-refundable flight and hotel costs up to Rs 50,000 twice per year. This covers situations like personal illness, jury duty, or travel delays caused by weather. It provides valuable peace of mind for unforeseen trip changes.

• Railway Lounge Visits: With your metal credit card, you can use railway lounges across India for free four times per quarter. You can escape the station crowds, relax in comfort pre-journey, and access productive spaces to work or refresh during train connections.

The key fees for obtaining the premium metal credit card benefits include Joining Fees of Rs 5,999 + GST and Annual Fees of Rs 5,999 + GST.

The Bottom Line

These exceptional luxury travel benefits unlocked through an elite metal credit card enhance experiences and provide significant savings for card members. Airport lounge access, trip cancellation coverage, zero foreign transaction fees on international purchases, and railway lounge visits complete the high-end travel experience.