The authority rules make it illegal to charge higher car insurance for drivers with disabilities. However, if disability can hamper your standard driving ability then you may have to pay more as compared to other people. As well you can always use a second hand mobility scooter in place of a car for shorter journeys.
You can get around with a medical certificate or some vehicle modification and get the normal prices for car insurance premiums. Just because you have a disability, the insurer won’t spike your premium rates but switching to specially modified equipment can spike the rates of your insurance premium.
Now, you will wonder how disability can affect car insurance.
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If your disability can affect your driving skills, then your car insurance may be affected. Keep these things in mind when you are getting insurance for the disabled person:
If you are someone with a disability and want to ensure your car, then adding some additional coverage will help you in the longer run. There is some additional coverage that will accommodate your disability and protect you in the event of injuries or damaged vehicles.
The standard coverage is:
These are the standard coverage and some additional coverage are:
You need not pay extra as with these tips you can save money:
If you are looking for car insurance for the disabled then Alias Insurance will help you by comparing the multiple quotes. If you need any expert advice, you can always count on insurance experts as one of the most dedicated and knowledgeable teams and will try the best to solve your every query.
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