The Chime ATMs provide fee-free services all over the nation. It is successfully working from 2013 and has gained the support of millions of customers throughout its journey. But, it is sometimes unbelievable that a mobile bank provides ATM Withdrawals facilities. We become inquisitive to know about how it offers hassle-free transfers within a click. Hence, here we will have a detailed explanation of this fantastic feature. We will learn about the working of Chime ATMs and Chime ATM Withdrawal Limits as it the leading cause that brings you here.
So, let us begin with the topic.
Table of Contents
How do Chime ATMs Work
Chime ATM services work both within and outside the VPN and MoneyPass Networks. However, they have their stipulations. Here is a comprehensive symposium about Chime ATM Withdrawals.
Chime has thousands of ATMs that can be found through Chime app. The Chime ATM locator helps you find the nearest ATM through a map. The map present on the bottom right corner of the screen locates the nearest ATM and guides you the whole route. It is The ATMs within the Money Pass, and VPN Networks do not charge anything. However, those out of the Network Areas can cost you. Their costs depend upon the terms of the vendors. Also, Chime never asks for a minimum balance fee or overdrafts.
Chime ATM Withdrawals
The Chime ATM Withdrawals can only be made through the Chime Spending Account. So, to make a withdrawal, you need to transfer your funds from Chime Saving ACcount to Chime Spending Account. Chime permits a total of six transfers. You can enable this transaction from the Chime Move Money tab.
Chime ATM Deposits
You cannot make deposits through the Chime ATMs. Many retailers or vendors help you with the service. Chime allows you to make three deposits every 24 hours. You can deposit a maximum of $3000 per day and $10,000 per month. The merchant will help you with the same. Is it Possible to make Third Party Transfers?
The answer is Yes. Chime allows you to make third-party transfers, but they have extra charges.
Their charges depend upon the terms and conditions set by the retailer. Usually, a fee of $2.50 is charged. However, it fluctuates as per time and wish of the merchant. Some retailers that allow third-party transfers are Holiday K Stores, Qwick Trip Inc, Walmart and 7-Eleven. You will get the whole list of these retailers on the Chime mobile app.
Limits Set by Chime
Along with its remarkable services, Chime has set specific limits to the withdrawals. Their numerical figures are given below.
ATM Withdrawal Limit
Chime has set the ATM Withdrawal limit to $500. The withdrawals are free, but a fee of $2.50 is charged at ATMs outside the MoneyPass and VPN Networks. The merchants have the right to change the fees as per their requirements.
Third-Party Transfer Limit
You are allowed to make a maximum of three deposits through third-party vendors. The maximum limit of Third-Party Transfers is set up to $1000 per 24 hours. The limit boosts to
$10,000 in a period of 30 days.
Increase Chime ATM Withdrawal Limit
Chime users don’t have access to tamper with the limits. The limits are automatically adjusted by Chime. You need to have the best possible account history and receive regular deposits to enjoy these advantages given by the Chime mobile bank.
The Chime ATM Withdrawals are the easiest way to receive your funds. They provide you with instant results and saves a lot of time. You can access these ATMs through the Chime ATM locator on your Chime Mobile app. They can be easily located, and you will get your work completed within no time. Hence, Chime provides you with swift solutions that are avid for the contemporary world. But, Chime ATM Withdrawals also have some limits. You cannot increase or decrease these limits, but they make transactions possible in the most organized way.