At Ashdown Capital, our core value is simple: get our clients the best deal from our established network of financing partners, and make their lives simple while we do it.
In the five years since our inception, Ashdown Capital has grown from partners Brad Kiendl and Ryan Turner to a team of nearly twenty. As we continue to expand, so does our network, enhancing our ability to obtain the best terms on business loans for our clients.
Having worked for financial institutions across the BC banking landscape, our brokers speak their language and work seamlessly with lenders to find the right deal for our clients. Our experienced commercial banking professionals left the banks to help our clients find the right financing package, regardless of which financing partner it comes from.
Ashdown can find the right financing fit for any business, from small business loans through to multinational corporate financing. We also know what each financial institution is looking for, and what price point they are willing to accept when providing financing and cash management solutions for owner-operated businesses. This allows us to flip the tables and provide the business owner leverage over the banks, using our knowledge of bank practices and pricing behaviours.
Our team is unique in its specialization – we focus solely on commercial financing, allowing us to build expert knowledge of the products and programs, and build strong commercial lender relationships. Within this space, there are several categories of financing that we navigate, including working capital, real estate, development and construction, CMHC and equipment financing.
Working Capital
Every business needs working capital to support its day-to-day operations. We take an in depth look at a business’ cash flow cycle and identify gaps that require working capital funding. We then find the best possible financing solution for the business.
Real Estate
Investing in commercial real estate can diversify a client’s retirement portfolio, create more asset value in their business, and be leaned on for refinancing if other opportunities present themselves. We can help clients purchase or build instead of lease, or secure financing for an investor-owned property. We determine what level of financing clients qualify for, and match them with the right partner.
Development and Construction Loans
As financial institutions move in and out of projects, their real estate/construction cap space grows and shrinks. We check in regularly with funding partners to gauge who has the greatest appetite for business at any given time. When caps are near their limits, financial institutions deal with the people they already know – their comfort in dealing with Ashdown can put a project to the top of their list.
CMHC
The majority of CMHC-insured loans are offered through life insurance companies and monoline mortgage lenders, and have a unique set of requirements that conventional lenders don’t always ask for. We understand eligibility requirements for the various CMHC programs and have an established network of lenders in this space. We help identify the right lender and the most suitable CMHC program for each project.
Equipment Leasing and Financing
Ashdown has relationships with various types of lenders for all equipment leasing and financing across BC. From banks and credit unions for businesses with a solid track record, to private funds for less established businesses, Ashdown can find the ideal equipment financing solution.
Ashdown Capital is first and foremost a business financing advocate. We ensure our clients are handled by the best account managers at any institution, and help position them in a way that gets banks competing for their business. Let’s connect about how we can help finance your business’ growth.
