Smartphones have made our lives much more comfortable. For one, they have eliminated the need to go outside your house and stand in a queue. Each task that earlier took hours of time and energy can now be done using an app in seconds!
We have an app for everything! With the number of apps increasing each day on your mobile, you need to make sure they are efficient. Remove the apps that provide a single benefit and get the ones that give you more services per app. It is good practice to make sure your mobile stays fast operating for a long time. Removing unnecessary apps decreases your daily data consumption and keeps your battery working better for a longer time.
Bajaj FinServ is one such app that gives you the benefits of multiple mobile apps in one. From an online prepaid recharge app to an app that provides personal loans, credit cards, digital wallet services, digital expense manager services, gold buying services, etc. Therefore, becoming the perfect example of a truly all in one mobile app.
Table of Contents
How to get Bajaj FinServ for your phone –
Bajaj FinServ is present on both platforms – Android and IOS and can be downloaded for free from either of them.
Features of an all-in-one Mobile recharge app
Let us have a look at the various features provided by an all-in-one digital app.
Extensive Mobile recharge services: An all-in-one app should be capable of doing all types of mobile recharges for all mobile operators – be it Aircel, Bharti Airtel, Idea, Vodafone, Vodafone Idea, Reliance JIO, Tata Indicom, Tata Docomo, BSNL, or MTNL. The app should also provide you the option to make both online prepaid and postpaid recharges. The app must provide the service free of cost. It should also have all required payment methods such as debit cards, credit cards, internet banking, and UPI payment options.
Digital wallet services: An all-in-one app must have digital wallet services. Online payments are increasingly becoming common throughout the markets. We are slowly moving towards a cashless economy. To make sure we contribute efforts towards it, we should do more and more online transactions. For that, we need an app that supports online funds transfer from bank to the wallet, the wallet to another wallet, the wallet to the merchant, the merchant to the wallet, and from the wallet to the bank. All of this should preferably happen without any added cost. Digital wallets are a huge convenience. You have to try into the habit of using one. Once you do, there’s no turning back. Who wants to stand in ATM lines to keep withdrawing cash all the time!
Financial-aid Services: The kind of lifestyle we live now, it becomes imperative to have an app that provides financial services such as digital EMI card services, personal loans, etc. If you are looking for an all-in-one mobile recharge app, make sure it offers you the instant personal loans. You never know when you might run into an emergency that can only be dealt with some extra money at hand. Apps that provide personal loans are helpful in this regard. You can get a loan up to 25 lakh rupees with flexible payback options with minimal documentation.
Investment services: If your app also provides some investment services such as buying Gold, you have an all-in-one app. investing your money has become imperative. Over the decades, Gold has proven to be a reliable and profitable asset. Unlike shares, gold prices don’t fluctuate much. Even if they do, they usually increase. A share might go down to a value that makes it useless, but gold tends to retain its value and increase over time, thus becoming a better option to trade.
Digital Expense Manager: If the app also features digital wallet services, you truly have hit gold! Spending money has become easier with online apps. To make sure, you are spending within your budget, it is important to have a money manager. It helps you see the larger picture when it comes to your expenses.
Deals and Discounts: We have been spoilt in terms of the offers we get in online apps. The expectation for something a little extra is not wrong. Your app must provide great deals and discounts.
