With the looming threat of a recession, many of us are looking for alternative ways to make some extra money in the new year. The rise of work from home and “side hustles” have provided people with dozens of different options for increasing the amount of money they bring in. If you are looking for ways to grow your savings in 2023, here are six ways to make some extra cash.
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Did you know that there are actually apps that offer you cash back and rewards on your daily purchases? Popular payment apps like Venmo and Cash App both offer no strings attached debit cards to all of their users. When you make purchases through these apps, you will be able to select from a variety of boosts or reward options that offer you cash back or discounts on things that you are already purchasing. This is essentially free money so everyone should be taking advantage of this. Because who doesn’t want free money?
In addition to cash back though apps like Cash App and Venmo, make sure that you have a credit card that offers maximum benefits. Not all credit cards are made the same so shop around and compare interest rates and cash back options before you decide on which card is right for you. This can lead to major savings and rewards if you choose wisely.
If you are looking to pick up some extra cash in pockets of free time, try out website testing. If you are not wanting to commit to picking a second or part-time job, website testing is a good, no strings attached way to make the most of your down time. It works exactly as it sounds; you will be testing out the usability of upcoming websites and apps before they are released to the public. All you have to do is provide your feedback at the end which helps the developers improve their product. The only thing you need is a phone and a computer with a microphone.
Another great way to make commitment-free money is by freelancing. While this is not going to be an option for everyone, those with specific skills like copywriting or editing would be wise to take advantage of this. You can start freelancing by joining a website where you can apply for work on an assignment-by-assignment basis. Or you can try to become an independent contractor for a company which will oftentimes offer your more security and regular work.
Making money on social media is never going to be a guarantee, but in 2023 it is easier than ever to turn a profit off on social media apps like TikTok. The key is finding your niche or something specific that you have a unique perspective on. If you can manage to captivate an audience, you may just be able to start earning money off of something that is essentially a hobby.
Another alternative revenue stream that was made easier with apps like Poshmark, Facebook Marketplace, and eBay is selling your old or unwanted items. Things like books, clothes, electronics, or furniture can all be resold if they are in decent condition. People are more willing than ever to save money (and the environment) by buying used items, so take advantage of this and sell the things that are cluttering up your house for extra cash.
If you love being around pets or children, this one won’t even feel like work. Finding work as a pet or babysitter is easier than ever with, you guessed it, apps! Apps now exist for people looking to offer their services as a pet or babysitter. This makes finding work in these areas super easy as you can connect with people in your area who are looking for the services you are offering. It also allows for a degree of trust within the transaction as it is done through an app.
The past few years have been financially difficult for millions of people, and with the expectation that things are not going to improve, it can be natural to feel stressed about your savings. If you are looking for ways to increase your savings without picking up a part-time or second job, try out some of these tips. There are tons of different ways to earn extra money online or through apps, so look around and find a revenue stream that is right for you.
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