5 Reasons Why Consumers Like The Amazon Pay ICICI Credit Card

Amazon Pay ICICI credit card is one of the most popular shopping credit cards in the market which was recently launched by the ICICI Bank in collaboration with Amazon India primarily for persistent shoppers. The best part is that it is a lifetime free credit card, which means the annual fee is zero. It offers various lucrative benefits like cashback on all transactions made on Amazon. It is, even more, beneficial for the customers who use Amazon Prime as it offers 5% cashback on all purchases made on Amazon India, however, the customers who don’t have Amazon Prime can get up to 3% cashback on all transactions made on the popular e-commerce website. There are numerous other benefits that Amazon Pay ICICI credit card offers, let’s check them out :

1.LIFETIME FREE CREDIT CARD

You heard that right, this credit card’s annual fee is zero and will remain zero for a lifetime. Not only that when you get this credit card there is no joining fees as well. So no more burden of paying the hefty joining and annual fee.

 

2.ELIGIBILITY CRITERIA

Earlier this credit card was an invite-only card, however, now the card is open to all. One of the basic requirements is that the applicant should be between the age bracket of 18 to 60 years. It is offered to both salaried and self-employed individuals. The minimum income of the applicant should be Rs 25,000 for ICICI customers and for the other applicants, it is Rs 35,000. Some basic documents will be needed for application such as proof of identity, proof of address, and proof of income. 

 

3.CASHBACK BENEFITS

ICICI Amazon Pay credit card is a card tailored for shopaholics and who are loyal to Amazon, the popular e-commerce website. Amazon Prime members get a 5% cashback on all transactions made on Amazon India, however, the customers who don’t have the Prime membership get a 3% cashback on their transactions. There is 2% cashback that is offered on transactions that are made for bill payments, recharges, flight bookings, gift cards on Amazon Pay partner merchants. However, if you are making payments on platforms other than Amazon, you will get 1% cashback on all the transactions. 

 

4.MOVIE & DINING BENEFITS 

As you must have known the various privileges of this credit card in different categories, the good thing is that ICICI Amazon Pay credit card also offers movie and dining benefits for it’s valuable customers. And this is what makes it one of the most popular and best ICICI Credit Cards. The bank offers a 15% discount on all its participating restaurants in the culinary treats program. To avail this you must present your credit card while settling the bill. There is also a culinary treats mobile app available on the Apple store and Google Play store as well.

 

5.FUEL SURCHARGE WAIVER  

With ICICI Amazon Pay credit card you can save on your fuel transactions as well so your daily commute will cost you less looking at the current ongoing fuel rates. It provides a 1% fuel surcharge waiver on all the transactions across all petrol pumps in India. To avail this the minimum transaction should be Rs 400 and the maximum can be up to Rs 5,000. Not only this you also get 5% cashback (up to Rs150)  on your first fuel transaction every month when you make a purchase of Rs 2,000 or more. 

 

BOTTOM LINE

 

The ICICI Amazon Pay credit card is packed with benefits and is a must-have in your wallet if you are an Amazon loyalist. This credit card has become very popular because of all its lucrative benefits. Imagine a credit card with zero annual fees and still has the benefit of availing cashback on almost all the transactions. Isn’t that an amazing deal? So here’s another good news that you can apply for your credit card sitting at your home and make the most of the benefits on your next transaction.