5 Most Exclusive Places to Live in Florida

There are some amazing places to visit in Florida, and these areas have been destination hot spots for decades already. If you have ever been to Miami, then you know there is some of the most exclusive, luxurious real estate, in upscale zip codes, that only multi-millionaires can afford. Not to mention that Miami is also home to an electric nightlife that brings people to South Beach from around the world.

However, there are other exclusive neighborhoods in gorgeous Florida cities that you may not know about.

People are moving to Florida in record numbers, due in part to the low mortgage interest rates and low taxes, making it more affordable than ever to experience upscale living at its best!

So, let’s break down the most luxurious zip codes in the Sunshine State today.

Miami, FL

Whenever you think about luxurious homes and brilliant waterfront locations, Miami comes to mind first. The city boasts some of the most exclusive waterfront real estate in the entire state. Many penthouse apartments in luxury Miami condo buildings have breathtaking, panoramic views of the Atlantic Ocean, Intracoastal waterways, and the Miami strip, where you will find world renowned restaurants and high-end shopping.

Moreover, Miami has beautiful estate homes in spots like Star Island, which is so exclusive that you can easily spend 10 million dollars for a property in 2021.

Other Miami neighborhoods have older homes, built in the 40’s and 50’s, that have been completely renovated and now feature all the up-to-date creature comforts you could want, coupled with homes resplendent in charm and character.

Still, Miami real estate is not cheap. Starter homes will run you half a million, easy!

Sarasota and Bradenton, FL

Both Sarasota and Bradenton are located on the West Coast of Florida, just south of St. Petersburg, a well-known destination hotspot. These are both desirable areas which are attracting homebuyers at a record pace. People who live here can enjoy the beautiful weather, calm ocean waters, and just about any outdoor activity you can imagine.

Families love the area because of the amazing school system that boasts record test scores in several academic areas.

Many new construction communities are sprouting up and have become so popular these days that you may have up to a one year wait or longer for a house to be completed.

However, you will find some of the most beautiful homes for sale in Bradenton and Sarasota that are set directly on the Gulf of Mexico, or any of the saltwater canals that naturally run through the land.

Plus, the upscale lifestyle to be had is one of a kind. You will see high end shops like Gucci, Fendi, Armani, and others.

Naples, FL

Known to be a great city in which to live and retire, Naples, Florida offers people a slice of paradise in sunny South Florida. It is nestled on an exclusive strip of land that sits directly on the Gulf of Mexico’s calm ocean waters.

You can find a plethora of homes on or near the water in Naples, which provides the ultimate waterfront lifestyle that residents can enjoy all year long.  In fact, some of the winter months are the best months in Florida, full of sunny days, moderate temperatures, pristine white sand beaches, and warm water to swim in.

There are many gated neighborhoods with newer homes in Naples. These are popular properties and have attracted many families to the area, as well.

You can find many price points available, and it will just depend on what your overall budget is, as well as lifestyle needs.

Stuart, FL

Stuart is located on Florida’s Treasure Coast and is the host of world class fishing tournaments that attract anglers from around the World to beachfront Stuart, Florida.

This city is home to many old, estate-style homes that sit directly on the St. Lucie River and Atlantic Ocean. There is a small town feel, and everybody waves hello as you stroll to Downtown Stuart, where there are mom and pop shops, eclectic craft and antique stores, outstanding restaurants, and even upscale shopping nestled in with the regular stores.

The beaches are gorgeous and meticulously maintained for all to enjoy. You can cruise the beach while the waves creep up your ankles and truly feel content in this town.

There is a real feeling of community and that, coupled with the A-rated Martin County Schools, makes Stuart real estate in demand by just about everyone these days.

This year, 2021, has proven to be a fast-moving housing market on The Treasure Coast, and homes are getting pricey. There are new construction communities being built that offer buyers multiple floor plans to choose from that are meant to fit with a reasonable budget. However, the median home price in Stuart is creeping higher every few months and is currently around $400K.

Hutchinson Island, FL

This beautiful island, located on a natural Barrier Reef on Florida’s Treasure Coast, is home to amazing sea life that you can only find on Hutchinson Island. It is literally an island that is connected to the mainland via massive bridges which you can drive over to reach “the island.”

Here, you will see multi-level homes, set on the beach, with the ocean waves breaking mere feet from the back doors.

Folks are really excited about the beachfront condos lining Hutchinson Island from Stuart to the south, through Vero Beach to the north. Each building hosts its own amenities and offers residents unparalleled opportunities to enjoy the prime location.

Most are 55+ residences, although several condo buildings offer apartments for all ages.  If you are looking to retire in style and enjoy everything Florida has to offer, then Hutchinson Island is a must see, for sure.

Don’t forget to have lunch or dinner at one of the island’s many beachside restaurants that feature everything from burgers and fries to hundred dollar steak and lobster combos that will leave you fully loving life and wanting more.

Wrapping it Up!

With so many gorgeous upscale locations to call home in Florida, it is no wonder people are flocking to the state like never before.  The Sunshine State also has some attractive tax laws that incentivize people to move here to work and to retire well.