5 Factors That Can Delay Your Car Accident Settlement

If you’ve been injured in a car accident, you might be worried about how long it will take to get settlement money from the negligent driver’s insurance provider. 

The answer to this question is difficult as car accident settlements rely on a variety of criteria, including the severity of the accident, the number of individuals involved, and the injuries that necessitate medical attention. If you’ve suffered a car accident, you should enlist the help of a car accident lawyer who can direct you through the legal process.

For example, some cases involving truck accidents may be resolved in a few months, while others may take years. Let’s look at some barriers that may make it more challenging to resolve your claim promptly.

Collecting Medical Bills and Treatment Records

You cannot submit a settlement claim for the full amount of your accident’s costs until you are aware of the full nature of the injuries and medical bills. Additionally, you might not be aware of how long your recovery will take or how much care you will require in the future. You might not be aware of how much your injuries will alter your life or how long you will be unable to work.

In some circumstances, it’s preferable to wait until you’ve finished receiving medical care before attempting to settle with the insurance company. In each situation, the kind of injury and associated expenses have an impact on how long it can take to determine the complete worth of your settlement case. If you don’t provide proof of past and future expenses, the insurance company won’t agree to fully reimburse you for your injuries.

The Insurance Provider Might Make an Attempt To Contest the Nature of Your Injuries

The insurance company may occasionally dispute the degree of your injuries to lessen their financial liability. The insurance agent may employ a variety of tactics to slow down the procedure, postpone your claim, and reduce the amount of money you can receive as compensation for those injuries.

For instance, the insurance company might try to argue that you only had a mild traumatic brain injury rather than a significant one or that your neck and back injuries don’t prevent you from participating in the majority of the activities you did before the accident.

The Negotiation Process Can Last Longer Than Expected

The insurance provider may occasionally purposefully drag out negotiations by making low settlement offers. Other times, it could just be challenging to reach an agreement that satisfies your demands while adhering to the insurance company’s policies.

It might often take longer to achieve a settlement in your claim if you choose to hold your ground and demand the full amount of money you are due for your injuries. At the same time, by persevering, you can also increase the amount of money you receive for a car accident.

A Complicated Investigation

The time it takes to resolve an automobile accident claim can be increased by a complicated investigation. Investigating your car accident claim may occasionally require more time and work than anticipated. 

The actual investigation can still take days or months, causing a significant delay in your settlement.

Going to Court Can Prolong the Settlement of Your Claim

A vehicle accident settlement could result in a quicker resolution than going to court to handle your claim. If you must appear in court, you may be required to wait for a hearing date, present your argument to the judge, and then wait for a decision. How long you must wait for a hearing date will depend on your local court system. You might also need to set up a time to speak with a facilitator to reach a final agreement before your case goes to court. 

Conclusion

Personal injury attorneys can respond to any inquiries you may have regarding reimbursement and insurance settlements if you or a close one has been hurt in a car accident. Hiring one can also help you speed up the claim process and get fair compensation.